![]() If the borrower agrees to the terms, they will electronically sign the loan agreement and finalize the loan. After submitting the application, Xact will review the information and provide loan terms and conditions if the borrower is approved. To apply, borrowers need to complete an online application process, providing basic information such as a valid ID, income information, a working phone number, and an active checking account that has been active for at least 30 days. Xact offers a simple, fast, and secure loan application and funding process for their personal loans. This can be helpful for borrowers who want to monitor their credit and improve their credit score. Xact provides borrowers with access to their credit scores for free. Xact offers loan amounts up to $5,000, which can be helpful for borrowers who need larger loan amounts for unexpected expenses, debt consolidation, or other financial needs. The company provides fast funding options with loan proceeds funded as soon as the next business day after loan approval. This allows borrowers to have a longer repayment period, which can result in lower monthly payments and more manageable repayment terms. Xact offers long-term loans with an 18-month term. ![]() The company offers an online platform for borrowers to apply for personal loans securely, conveniently, and easily from the comfort of their own homes. Some of the key features of Xact personal loans include: If you are having trouble logging in or accessing your account, you can contact Xact customer support team for assistance. If you have forgotten your password, click on the "Forgot password?" link on the login page, and follow the prompts to reset your password.
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